Ethereum has virtually unlimited supply while BTC is capped to 21 million coins.
...Moreover, you get value because investors keep buying it.
That's a 15.36 % loss just from exchange cost
More expensive the WU,direct bank transfer,paypal etc ...
Impossible.
15% loss in single transaction will never happen. There is no such movement in bitcoin where it moved up and down in its price with so much difference.
Also you if you send 1000 USD to Person B, then you actually input 1000 USD in amount to be sent while the TX Fees are added differently.
In the screenshot below you will see how it works. YOU will pay the FEES, and Person B receives 1000 USD not less and not more.

The Volatility that you talking about is not that hard. User can always cashout as soon as they receive the 1000 USD.
More expensive the WU,direct bank transfer,paypal etc ...
Everything has their pros and cons.
Banks can track you, track your transactions and identity. You have limits on your transaction.
In case of crypto that is reverse and more confidential. May be that evens it out.