checking your loan calculator, seems not right. If for example, I have to borrow 2k USD, you should have a collateral of 0.25167732BTC in your account. at a current rate of $9537/BTC as of this writing, you are requiring about $2400 worth of btc or about 120% of your loaned amount as a collateral??? considering that you are up to date with the market rates. why should I take a loan from your platform if I have that money with me? there is no advantage of taking a loan from you then. please explain.