If you are a newbie and going to really enter this forum, better to learn first in Beginners & Help
There, you can find any information about what you need to do from the start. I suggest you not to be lazy to read the thread over there.

Second, about cashing out and earning money, it is really a general question. So, what are you? Going to be a trader / investor / bounty hunter/airdrop hunters / or what? You may specify your questions.

1. Earning money through bounty and airdrop (free)
In this case, you need to build your account first. It is better to learn first how to be a good member with a good contribution and rank up. You can join some worthy campaigns here. Or about the airdrop, I don't know whether they are still worthy or not because I'm not doing that.

2. Investing/trading
You need to pay attention and learn about what coins or tokens you are willing to invest in or trade. It needs a deep analysis. It will be very risky because you need to spend your funds on them. but if you can learn it well and know what to do, you can probably get some profits. However, one to remember, there are always "risks and profits".

In this case, not only a newbie but also all members here always learn about new things in this forum. So, never forget to read and read more in this forum.