I think that cryptocurrencies are not only developing in terms of price, but national currencies and derivatives have opened up new prospects for the crypto market.
More and more countries have begun to adjust their regulatory policies regarding cryptocurrencies, and many countries have begun to implement their own central bank digital currencies. CBDC appears on the national agenda mainly because people recognize the potential of cryptocurrencies (especially stablecoins). Organizations such as the International Monetary Fund and the Bank for International Settlements (BIS) have repeatedly stated that the central bank should start developing its own cryptocurrency.

In the future, we can expect to use a global digital currency. In October 2019, the Bank for International Settlements held the first G20 Central Bank Summit to discuss the idea of global cryptocurrencies. In Switzerland, the Bank for International Settlements has established a center with the country’s central bank to develop a single settlement token between the world’s central banks.

All the above facts tell us that the country's transition to digital currency is one of the elements of the next stage of human development. Its appearance is only a matter of time.