Lending to unknown people in a cryptocurrency forum does not sound like a smart idea. From my point of view, it is better to get to know people and know who to trust and who you should ignore because trust system does not mean anything.
How much do you plan to take back from lending, 5 months seems a long time and the price can change dramatically at those times.
Are you planning to pay in $$$? Or with
BTC or other currencies?
reead rthere
https://bitcointalk.org/index.php?topic=119896.0