Completely agree with you, mate. Right now, XRP has a very high inflation rate. It may not reach far enough in price, if Bitcoin's prices stale across the market. For XRP or any other altcoin to experience new gains, Bitcoin needs to rise first. Once BTC gets past $20k, then we can talk about XRP being worth $5 or even $7. But the effects won't last for long, as Ripple heavily manipulates the XRP token. This, alongside a centralized structure/model, will prevent XRP from reaching astronomical levels in price on the market. People will always prefer to use decentralized cryptocurrencies on top of centralized ones for a very good reason. My guess is that XRP will be worth less than $1 until the whole market reaches $1 Trillion in market cap. There are many wild speculations going on right now about XRP, but what matters is facts more than anything else. And so far, XRP lacks real use cases for the mainstream world.

Nonetheless, in a crypto world filled with strange and bizarre things, anything can happen. The best thing we could do is to stay alert on XRP's latest developments in order to make an investment decision. With so many cryptocurrencies competing for supremacy, it's hard to believe XRP will prevail in the long term. All the eyes are on Bitcoin and Ethereum as they're the largest and most decentralized cryptocurrencies in the world today. If XRP gains mainstream adoption, then we can talk about double-digits. Otherwise, it'll stale below the $1 range for a very long time. Just my thoughts