The halving happened and everyone who has witnessed the past halving knows how the market will rally after every halving and you should expect many scammers lining up to create fake projects to defraud people. I am not a fan of stable coins as the details they provide cannot be trusted as i cannot personally verify unless a third party investigates the truth and it will take time. Verify where you invest your funds and it is better to spend sometime verifying rather than being sorry at a later time.