My bank allows me to transfer to other accounts instantly with zero fees. Many other banks offer you similar features.
Bitcoin is incomparable to centralized ways we currently have and one can assume that any new national digital currency will take Bitcoin over when it comes to aspects centralization can improve.
Might not be the wisest idea to keep promoting Bitcoin for fees and speed when national digital currencies show up in the market. Would be a little dead end for Bitcoin at the time and fewer people truly care about decentralized aspects of some cryptocurrencies than many think.
It's quite rare to have banks doing international bank transfers without fees in terms of the exchange rate and stuff. Bitcoin does offer a lot more advantage for it's fees and the exchange rate savings. It's pretty uncommon to see those transfers being done in 10-30 minutes either.
I agree that it's not the best for cryptos in general to be promoted this way but its really the main thing the general public cares about.
Facts. This is where bitcoin and cryptocurrency really shine when it comes to money transfers. I held a couple charity auctions here recently to help support wildlife rescue in Australia due to the fires. I used paypal to transfer as it was really my only options and the exchange rate they charged was robbery. They also had a disclaimer that it could take SEVERAL weeks to reach the charity. What a scam.