Total embracement I guess, people should start implementing crypto payment in their businesses across the globe and also to avoid volatility the merchants and business owners should swap tokens and coins to usd coins instantly, it should work this way
There are actually some who already implement on their respective business but as you can see not all are agree with its adoption there are still people who refuse to accept and thought of it as even as illegal and scam.
In my point of view, I can say crypto is good but some uses it on some scam projects and ponzi scheme. Because of these the crypto industry still have scars of those activities and people will have hard time to forget.