I check the review of the application its look likes they got a good ratings there .
But its looks like just fake rating you should also give negative rate and give feedback to the app so they will not have any victim again.
For download they only got 50 download as of today so its only means this is just a new application make in app store,.
You should always be aware about simple things like how many people use the app before using it or transferring your money.
I know and always did like you said, BUT you know airplanes crash even if they are best way to travel, shit happens for many reasons. In "normal" condition I'd never use that app BUT it happened. Nevertheless those kind of SCAM should never pass trough, even a stupid filter checking just apps names similarities and their download rate should point immediately to possible scam apps. YET it seems Google Experts Geniuses are not able to implement a filter like that.