On the exchange I mentioned above (my signature) you don't have to stake, just by having your asset in the exchange while you trade, you get stake rewards, daily.
The best is to order a visa card, you get cash back every time you do groceries or just buy random things.
I'm also on Binance, but there you have to actively stake. I'm also not really fan of actively staking.
Since am very familiar with binance exchange, it will be my number one pick because of the credibility and high reputation of the exchange, I often see those lending and staking options whenever I login into my account but I have never tried any, I think you can already tell how much profit you can make using one of the staking option, this is indeed another good and secure way of earning passive income.