Even if we tell you it wasn't worth it, will you listen to us? Nah, you are already made up your mind about it and I think that's fine too. Do your own research and if it failed, you know it was your fault. I don't want to say anything about PayAccept because I doubt we could change your mind about it.
That is true. I never advice anyone to follow others at all. One must do his/her own research. If you are not willing to do that then the present shape of internet is going to take you to very very wrong direction. So trust no one but yourself!
I have done a lot of research about PayAccept and I am convinced by their potential but everyone must do their own research. And it's not rocket science to do that.