People run to banks to keep their assets are those who expense most. I can live without a bank, other also can, like Arab people who are not using bank to refrain from gaining annual interest through their accounts. Simply we can live without banks.
Some people can't live without banks because they mostly get their salary in their bank accounts, and they mostly keep their assets in banks. Unlike other crypto users, they don't need banks because they wanted to keep their assets and funds in their hardware or mobile wallets to control it and save it as an investment.