Lol! What made you think Ripple is a stable coin? Just head towards coinmarketcap and see the chart, you will understand the price volatility! Get you facts correct please!

Secondly, Ripple is a serious company about their business. They are constantly getting into partnerships with the big organizations around the world, even with banks. Probably they will have a good percentage of share in the remittance market in near future. They are also gearing up to list their company in stock exchange in US.

So if you purchase Ripple's share once it is listed, you will have a good chance to make big money out of it, rather than investing in Ripple itself. Ripple as a coin means little to crypto community because it is centralized! But it has a serious and focused team behind their business planning!