Hi gmjutt6,

Thank you for sharing.
For future posts, I think it would be better if you include a few sentences as an outline.
At least let people know some contents of the article, so everyone can decide whether to click or not.

This also helps if the link is down in the future.

Anyways:

Yes, it's true. Any significant amount of crypto should be in your own hand and not in some online server-side wallet or an exchange.

I prefer hardware wallets for storing bitcoin.