To be honest i don't like Ripple from the first time I study about this. First of all it's a centralized sh*t and the supply of this coin is huge! Alos i don't see any upcoming development update of this project.
The supply may be huge but think of the market price. It still look good and any moment that it could go high like bitcoin then probably one can earn huge on it. But, it may be ideals to think of that so in my case it would really be nice to invest in bitcoin. That time were bitcoin halving happen was definitely the best time to invest. However one can still invest now and earn in bitcoin. I think it would be good to wait for another halving and then invest money that one can afford to lose.