You asking that people trust you while you only been here for less than a month, and on top of that statement and with the fact you arent supplying form of valid collateral tells me youre not new here and likely had accounts before, especially considering that you created this account and your first post was to the lending thread. So tell me, why should anyone trust anything you say? On top of that, stating you will not gamble with the money but will use it for a "short investment" is usually a big red flag that you will be gambling AND that you wont be repaying anything.

I would suggest locking this thread if you dont have any valid collateral otherwise risk getting a negative feedback on your profile.