There had been occasions where I was forced to have a life insurance over a short period of time. Frankly when you're too young most of the insurance companies won't even recommend you a long term plan unless you include savings with it. Which if you ask me is quite odd. Why not save on your own or just start a plain savings program. So no, due to my age, I've never considered a normal life insurance program.

But even if I were to consider one, I don't think I'd care if a company accepted BTC for it. It seems like huge logistical trouble for a big company to handle BTC payments (due to bureaucracy mostly) for it to be worth it. On the contrary, on the user level, it would be much simpler to convert BTC to FIAT. Personally I would just look for the best price in terms of USD value. Charging in BTC might ask for a price difference anyway to cover costs. Long term that doesn't seem convenient.

Also by paying life insurance, you lose your anonymity. So paying with BTC doesn't add much benefit.