Actually this is what makes the scam more perfect. You're covering it up by 'using' money for this, while you're actually taking more for yourself.
Oh I am? That's quite a surprise, but I'll take it. Where do I pick up my share of the scam money?
So let's break down your statement and associated premises.
1. There is a grand scam. But you can't explain it because it is so....?
2. There is a coverup. The proof of the coverup is the denial of the grand scam.
3. I'm involved and taking the money for myself. What money, I have no clue?
(badly written sentence).Let's say the CEO of TBF is covering it up...