Excaly, if we invest in crypto from our salary bonus then i think crypto can possibly going good position but also we need to understand whare we invest! Which project can give us profit, also we need to understand what is crypto! Any random people can't make money without understand!
the rise and fall in the prices of cryptocurrency assets is indeed terrible, today many altcoins are down to 15%,
just imagine if you invest a lot, maybe this is what makes people afraid
yes, this is exactly what makes many afraid and looking differently to investing in cryptocurrencies.
in general if you invest in a company it is mostly stable, and going slightly up by time if it is a good one and sometimes slightly down, more often it is going up and most of its jumps going up, rarely going down as in a crisis like a pandemic, but this is happening so rarely, and also many other business grow and even blow up as zoom app and many others.
but in crypto, specially coins with no specific purpose or service it is much harder to predict why it goes up or down and it is almost randomly changing between very high and very low.
i would recommend investing in altcoins connecting to trusted services as assets in the company, not in crypto in general even in BTC specially if you are a new investor with limited resources, you should always go for more safer shelter with spending part of your money of course.