If you think these are the biggest problem, then I would say you don't even know what is currently going on in currently in the crypto world.
You don't need any third party software to receive a notification. The wallet you use notifies users. I am pretty much sure you can use scripts to automate things. I mean think about how deposits are made in casinos. They are automatically detected and credited. I doubt they manually credit all accounts.
Instead of crypto currencies stay as digital currencies you morons turned bitcoin / eth and other cryptos in to financial instruments . That's the problem !
What do you even mean by this?
Well good luck explaining to avg Joe how to sell his cows with bitcoin.
If an average Joe can learn how to sell his cows for paypal, he can learn how to sell cows for bitcoin.