Well, it's a good news actually. We just want to hope it becomes reality because numerous similar news like this we have read and heard and at the end of the day, it remains at the level of the news.
Not really though, it was planned to destroy the decentralization we got from crypto currencies and most governments doesn't want us to get financial freedom and not interested in tracking the blockchains created from anonymous persons that is why governments creating their own CBDCs which may affect the banks as well.
Decentralization is convenient for the users but is it convenient for the government? The answer is no because the whole payment system and economy of the country cannot be relied upon a decentralized platform. Tracing of illegal activities, scams, frauds and black money would be impossible if that is put into action.
This isn't the question at all, why would a centralized one believe that the betterment of the society is through their opposite? The very question on CBDCs are the effectiveness for its people to utilize its efficiency, if not then they will probably shut it down and continue living with the fiat money, but as I see the development of CBDCs and Defi right now, I see the potential of the use in future situation especially now that we already had a pandemic, this might be a good course for every one.
People will deny to pay the taxes and the country will begin to collapse in various ways. Government is interested in the blockchain technology and not decentralization. Therefore, they are creating their own centralized digital currencies powered by blockchain to meet the required expectations and get a step closer to digitalization.
Digitalization is what we need for convenient, this is what a progressive society should have, we have been walking over the fiat for a very long time and we need a transition using our very own technologies.