copy your wallet.dat file to flash drive, or send it to yourself via email. you could set up an email account solely for wallet.dat files so no one would ever know.....
Is there a way to check the .dat file for accuracy?
Thanks
One way I guess. Load a new wallet onto another PC or a different user. Put your backup .dat into the %appdata% ultracoin file and load the wallet. It should show same balance.