Ripple is a company that uses blockchain technology for global payments, and currently, Ripple's XRP is the world’s third-most-valuable crypto asset and is more volatile than just about everything. Now, the question is, Is Ripple XRP a good investment?
Depend on your perspective. If you are someone who doesn't like centralized system in a crypto currency then it doens't worth for you. You may need to choose another place like bitcoin or another decentralized coin.
But, if you fine and you know the risk from centralized coin you may deserve to choose Ripple as your place to invest. Ripple is fully centralized, even I often got a news that the developer of this coin (bag holder) sell his asset and make its price dump a lot.
In other hand, this developer coin has many corporation with a lot of bank on this world and I can say it as an advantage to choose this coin. The bank use XRP as a tool for sending money to different country because XRP's transaction fees is so small.