I think everyone in the crypto should know that Decentralize wallet is the right safe and secure wallet for  crypto assets because you are in control of your assets anytime . while even the best Centralize wallet is still risky  as the platform might decide to pack up anytime and they will go with your asset. I lost some assets to cryptopia including my Electronuem .

the only good thing about a Centralize wallet is that if you forget your password you can easily reset through your email  while for a Decentralize wallet when you lose your password and mnemonic phrase you may not see help from anywhere,