I used to like Ripple back in early 2018, but its price has gone nowhere but DOWN since, and it has little to no profit potential, even if you do some very careful buying and selling on the highs and lows of its prices.
Ripple had a good concept for making bank transactions quick, easy, and cheap, but I don't see anyone using it 2-1/2 years later or making me some PROFITS.
For the past 2 years, this coin has not brought any profit to investors so I can be sure this investment will be very risky when you buy. I sold it all in early 2019 and now it is the best decision of my life because after that penny, I have invested in many projects with a much higher profit. Now the market situation is getting better and I would consider investing again if the price of XRP can return to $0.5 by the end of this year.