Regarding the title of this thread, I don't agree with the premise "since jobs are unlikely to return". People are starting to realize that this strain of coronavirus isn't some second coming of the black plague, and businesses are starting to reopen (at least in the US).
Thats not the issue that causes jobs to not return... Its change of behavior. You get used to cooking at home, your diet changes, routine changes tend to have a longer lasting effect on restaurants ect. But even bigger is the work from home change. Many jobs are saying hey this work from home thing worked for a few months, we can do it permanent and save money on office rent. This for sure kills the restaurant next to the office, the gas station on your way to the office, and more. And then lastly, they once a job is remote work, they can outsoruce it to India.
Work from home may have worked for the others but surely not for the majority. Physical office, physical stores, and other physical businesses are essential elements for the economic growth. Though your point may have made sense, but I don't think people will try to make a living virtually. Stimulus checks won't solve the economic downturn, so does the work from home. What every nation need is the vaccine that could totally eradicate the highly contagious virus, for us to resume to our normal routine, business, and lives.
There were already a lot of business outsourcing that has been disseminated throughout the Asia before the pandemic, I doubt companies in the USA will outsource their businesses specially during the pandemic.