Many crypto accounts can also be frozen, so unfortunately in this crypto and banks are similar.
No crypto account can be frozen because crypto is decentralized.
However if you keep your crypto funds in centralized location and then it gets frozen, then this is only your mistake for trusting a centralized wallet for a decentralized currency.
I am strongly agree to you buddy. If you'll gonna ask me? I don't trust banks co'z I dont want to be compromised because I had an experience regarding on account freeze and it takes to long before they fix your concern and that's annoying. Everytime I am withdrawing my coins here, I'm keeping it inside my pocket instead of putting it inside the banks or exchangers because I don't trust any of these.