People are forced to use banks, especially if they are employed or have their own private companies - how else will you receive a salary or conduct business transactions? Throughout history, banks have always proven to be those who give little and take a lot - and if we only remember the recent past and the crisis that began in 2008, then it was the banks that saved themselves with public money and people were not happy about it.

In my country the amount of money is constantly increasing due to the large number of people working in foreign countries who send part of the money to domestic banks. Also in some countries, as someone has already mentioned, clients' funds are insured by the state up to a certain amount - so the collapse of a bank does not necessarily mean a loss of money.

Bitcoin is still a long way from adapting among the masses, but it would be too naive to believe that such changes can happen in just 10 years - especially when the current system struggles to stay exactly as it is now. Controlling money in the hands of ordinary people is a real nightmare for banks, and this is exactly one of the basic features behind the idea of Bitcoin.