Hays, I wish I can loan this time of pandemic this will help me with daily finance. But I am sure you can accept that because of 2 years' sleep in my account. Keep it up sir I know this will help others.
If you want to provide loan then that is okay. There will be no problem either you have positive or negative reputation and also how long you were in sleep/offline. It will be in question if you ask a non collateral loan.