It depends on how many years you want to hold it! XRP, of course, a good coin, though a significant part of the crypto community doesn’t like it! But XRP is still holding the third position for a long time. I am worried about the holders because the XRP coin's movement is not good enough even in this alt bull season! So, I sold out my XRP bag and divided it into other potential altcoins! I think USDT will take the third place, and Link will come to the 4th! Ripple is losing its volume almost every day, so, the third position will be replaced very soon, yet you still can hold XRP for years because they won't scam you, but profit will be less!