They are doing good by converting both MCo and CRO into one. This is the biggest coin that has real use cases. Giving the people a debit card is awesome, i see this coin gradually going up. Invest now! This is just getting started and they are legit. They even have insurance in case something goes wrong. I have thier Ruby card and it works great.
The other side of the argument is that the whole point of cryptocurrency is to get away with physical methods of payment. Using cryptocurrencies via a debit card is adding an extra layer of funds moving that doesn't make sense.
In the short term it's an ok idea but I don't see why a cryptocurrency project would want to base their business model on a debit card.
I think its awespme they are basing thier business model from a card, its better than %99 of other projects that have nothing. this coin has huge potential