This explain my thread, and siguro nga ay di pa napapanahon para sa cashless society since marami paren talaga ang walang sapat na kaalaman tungkol dito. Maybe in the next 5 years mas maaachieve naten ang pagiging cash less society since patuloy na naggrogrow ang teknolohiya at dapat lang natin itong pagtuunan ng pansin.
Well, this is my opinion and I am just stating the obvious, the year 2025 is a year that we still not going to achieve the cashless society that you are positive about. A project initiated during the term of Benigno Aquino III called the E-peso was initiated in 2015 by a company named Chemonics, with the assistance of USAid, and their projection is that hopefully they will achieve a "cash-lite", take note not cashless but "cash-lite" society in 20 years* from the start of the project. And that is the year 2035. Now we have not heard anything about this project since but the pandemic did made the cashless thing became the priority again. But I believe there would be resistance to this. Not everyone will be excited towards a cashless society and economy. I would say the safest guess I would give you is within the century.
* -
https://fintechranking.com/2015/04/27/philippines-pushing-for-cashless-society-but-its-a-long-way-off/