For me it is already a dead coin, I didn´t hear about any XRP progress for about 1 year. While Ethereum developing the most advanced blockchain solution: Ethereum 2.0. Tron comes with Tron 4.0 update that will allow use of smart-contracts anonymously. IOTA even they have a huge problem continuously developing more decentralized DAG technology. But XRP? Nothing.
Ripple in the past few years hasn't really impressed me and if you chose to invest in this coin it will definitely only disappoint you even more. In fact, I also invested in this coin in 2017 and thankfully I considered selling during that period as I see the supply of XRP to be very high. It is better to invest in another coin and perhaps Ethereum is the best option for you for the time being.