I think I can fit on #3.

Since I hold a lot of coins, (many dead sh!tcoins) I can say I am a hodler since 2016. I still have (Nani) XRB from the initial airdrop.

I don't spend any of my coins since I have a good paid sallary (for my country) and I made from crypto a retirement fund, I take and hold anything I can get from mining, bounties, services etc.