The crypto worlds will get healthy when everybody will accept blockchain for its potential and not just short-term investment in order to get rich fast. That is the actual simple consumer belief and it has to be changed.
Getting an option is consider helpful than doing an absolute without an option. In this case blockchain technology is really advantage in doing P2P transactions fully secured using blockchain. The only problem for now are the hackers that can bypass security and access crypto funds. So, this might be troublesome for those who wanted to promote blockchain in doing transactions. Pretty sure banks will make some losses to it.
the ugly truth is, any field is getting always worse not better not more healthy, it is a fact that can't be changed, the crypto world is open-world we have no control on it, that would be possible if the community is closed with strict rules but it is not, so we all need to accept this ugly truth and get better by learning more and contributing to teaching newcomers to fight against that, but the battle will never end...
Pretty sure you are right even in the fiat currency there are scammers around and doing fraud activities without even getting caught how much more scamming using the internet where audience is huge in numbers? This is really a problem and government may be exhausted in fighting in the likes of these crimes. Education is the key for this one to get more healthier environment for cryptocurrency.