It seems that this project has been in silent development as the community has been active for quite a while already.
However, in your OP, you said that this is not an ICO, but you included in your title thread - ICO.
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No pre-sales shall occur.
This is Not an ICO.
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And aiming to be payment remittance gateway, it means you need to be available in several exchanges as much as possible.
Because without your presence in exchanges, I don't think you can implement this goal.