Most altcoins are speculative objects with very volatile value. This makes them unsuitable both as means of payment and as long-term investment objects.
I plan to start a new altcoin to be tied to something that has a reasonably lasting value like precious metals or fiat money.
I would appreciate getting other people's opinion on what must be assumed to be the greatest interest and need. A means of payment pegged to fiat money or savings item pegged precious metals?
Stable coins - possibly good for making payments because it has the same value as fiat but what is the difference of using fiat over the stable coins
metal backed cryptos - there are lot of gold backed projects out there but most of them were scams, in future there will be silver, platinum,iron or whatever will be launched but why should we invest on those projects? Better can buy those precious metals itself.