If this account defaults, then the owner of it either doesn't know what "Hero" rank means or he was certain that he couldn't get more than 4$ without a problem.
And yes, fuck it all.
There was another small loan request (~7$) back in 2017. and as I can see Angell returned it, but honestly, 14+ days to return 4$ And yes, fuck it all.
Sorry to say it but unfortunately he default, at least for now. Hard to believe it for sure. Now we have seen it all...
I wonder though why to do it and ruin a Hero member account for nothing.