Thank you for your answers even though many of you unfortunately misunderstood my question. This is probably because I did not ask the question clearly enough. Sorry.
I want to create a coin that is tied to something that has a real value. It could be Euro deposited in bank accounts or gold stored in a safe deposit box. But I am simply in doubt as to what is most of the interest and need.
I think there is a need for both means of payments and means for long-term savings based on blockchain technology, but I wanted others' assessment of what is most need.
So what are you plan to have equal value to the coins you want to make are you going to make a coins that backed with real currency or precious metals ? Or you just want to create a stable coins like usdt?
For two option many people mostly use crypto currency as mode of payment ,they are just looking at it as investment but not for long term .because there is no security for investing your money in crypto currency since the price is always volatile and no fixed value that you can securely stored it in your wallet for long terms. Many is just looking for gain once they have it they will convert it to much secure currency that they can own securely.