I think the actual game or a physical game is slightly different from the other because online casinos uses algorithm so I must say the probability in online casinon is different from actual game, it could not be determined so easily, while in real game or actual casinos , banker might do some tricks that out of the game but it is all depends on you on where do you want to gamble.
Well, I played this time with real money and my experience was a bit different (though not in loss, but didn't gain the way I did during Virtual mode). I believe that casinos which aren't good at having a better house edge would definitely try to cheat by throwing better cards from dealer's end in order to make us lose much more and I guess there's nothing like provably fair in such type of a game (yes, I'm talking about online casinos and cheating is much more easy here for them to do, compared to real casinos).