Yes I have the ruby card, I had to stake about $250 in CRO (gains are about %14 yearly), you get %2 cash back on spending. The free spotify you just get back in $12.99 CRO coins monthly.
I would like to upgrade to the jade green card, you have to stake 10k CRO which is a lot. But you get %3 back and 12.99 + netflix 12.99 back in CRO monthly. Plus you get like %16 APR on the 10k CRO. So you are getting about $35 back in free money just for holding the card! Crazy.
I believe this CRO token will go up in value, I am from the USA and this was the ONLY crypto card I could order.
Those are decent rewards just for having the coin. The amount needed is quite high so, someone who's investing for a higher upgrade should invest with quite good amount.
Wow this is a great offer the more you stake the more you will get privilege and more percent in interest on your stakes
Two incentives at the same time, it's interesting and makes me want to have the card too.