As an ambitious person, I have the right to try everything before I rely on just one
I think you misunderstood. I am not against your ideas, but you might want to work on the formatting. For example, the below is made easier to read:
1) Instead of buying expensive things that you do not need, open an account in the bank and put these sums in it every time you take your monthly salary.
2) Set a specific budget, and set a monthly budget that covers all your basic needs.
3) Reduce your luxury, for example, instead of living in a private house, move to a small apartment, and own a used car instead of a new car.
4) Reduce your expenses, and change your old lifestyle, especially if you used to buy everything that is expensive.
5) Reduce your living expenses use coupons