Now is a good time to invest, so everyone says, but is it true?

The fact is that investors take a lot of risks, unlike traders. I choose trading, it's less risky.
The fact investor is taking a lot of risks?? What a reference behind your statement?? The investor is less risky even for newbie if the choose the right coin like Bitcoin and Ethereum. Don't equalize true investors and ICO investor, it's different. And traders less risky? Really, I trading too but it's so risky sometimes my decision is wrong and my asset down sharply