Bitcoin will take time to be adopted as long as Institutional Investors doesn't realize the flaw and corruption of the financial system.
People think Bitcoin as a get rich quick, that's why they easily sell when in a bear trend. Those are the weak hands and dumb investors. But we the the hodlers will become the next rich gentlemen when massive adoption and demand surge knowing the full potential of BTC.
As long as nothing happen with you while hodl your bitcoin then you can holding it without any worrying about investment at all. Some case in need in real life will push you to used your investment on bitcoin but in reality it was a good choices as it will save you a lot from getting trouble in life.