I changed my idea about my favorite top 5.
- Chainlink
- Tether
- Polkadot
- Nano
- Litecoin
This is my personal list, each coin for his characteristics. I love Chainlink and Polkadot for the platform, tethes because is one of the best stable coin, Nano and Litecoin for the fast payement
from what you mentioned I think LTC and Tether have very high security for investment, the price is very stable and tends to go up, so you should be able to take advantage of existing altcoins to make a profit but you shouldn't forget about the support of the coin, when it has a lot of support. and many traders then go in and buy save until the price becomes very expensive and sell at high prices to be able to get a profit.
Tether isn't risky, the security which seems you are describing about is the fluctuation. Yes, Tether doesn't have it but I don't think that it should be classified as an investment.
Tether isn't an investment because it is a stable coin.