Web wallets are unsafe. I use Electrum because of its lightweight on my computer and after install or open it I can use it immediately.
Web wallets are easy to access by those hackers so it is really risky to use them. I settled with using hardware wallets because it is much safer for me and much worth it to store my asset there. I'm comfortable in using it and if I lost my bitcoin with my hardware wallet, it is completely my fault that's why we should always be careful and mindful with it.
Is the newbie's responsibility to learn the bitcoin basics, and not our responsibility to teach them how it works.
It is not that bad to ask and seek help to those people who are more knowledgeable and experienced here in this forum.
But i'm hoping that in every newbie and every knowledge that they acquire, they should also share it to other newbies like them to prevent having a repeated questions.