Newbie start his post with plagiarism, so doubtful if it is a pure newbie. I guess it just another alt account from someone else which created in purpose to cheating a campaign.
DeFi is an abbreviation of the phrase decentralized finance which generally refers to the digital assets and financial smart contracts, protocols, and decentralized applications (DApps) built on Ethereum. In simpler terms, it's financial software built on the blockchain that can be pieced together like Money Legos...