The present state of the market is really an opportunity to enter into the market, if you are still afraid of entering the market now, you do not have reason to complain of missing out later. Make a good research and make use of the opportunity, then you are good to go.
You have a point but not all are risky person but for those who really wants to earn, then, they should invest now than waiting for nothing. For newbie ,they need to learn first even a basic idea about investing and just learn more through experience. It will be a good opportunity to buy before market turns to green again.