to increase the role of the community in the Paradefi decentralized platform, the team has been building a user-friendly governance interface for Paradefi Ecosystem, that has been one of our accomplishment to be completed.
Crypto lending is not something you should go into blindly. There are always risks involved, especially when it comes to default risk or security risks.
Regarding default risk, you should keep in mind that people who are attracted to these sorts of loans may have a bad credit history and are usually deemed a high risk of default.